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Cardiff Conveyancing Quotes - No Move No Fee Policy

It is possible that you only buy a new home once in your lifetime, but in My Conveyancing Cardiff we have years of experience. Get an instant online conveyancing quote direct from a UK regulated solicitor or conveyancer in or near Cardiff. Simply enter a few details about your property move and let our team help you through the process by making it fast, transparent and easy to understand.

We offer conveyancing quotes in Cardiff for:
Buying a Property in Cardif
Selling a Property in Cardiff
Buying and Selling a Property in Cardiff
Remortgaging a Property in Cardiff
Transfer of Equity of a Property in Cardiff


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What is Conveyancing

In case you're still wondering, which is totally understandable since it's a really complex process, Conveyancing is the legal transfer of a property from one owner to another. It involves a conveyancing solicitor or licensed conveyancers, acting on behalf of the buyer, who make sure their client receives the title deeds to the house and the land it sits on. Conveyancing summarizes the legal and administrative work necessary to ensure a house purchase is legally valid.

Conveyancing Made Easy:
The Conveyancing Stages

1. Initial Agreement

The first step is to find a solicitor/conveyancer and instruct them to carry out the process of transferring ownership of the property from seller to buyer.

After this, the appointed conveyancer will draw up a draft contract with the agreed price, as well as the transaction details. The Estate Agent/seller will organise the Energy Performance certificate.

The Seller will then complete the “Property Information” and “Fittings and Contents” forms and send them to the Buyer’s solicitor alongside the contract.

Now the Seller’s solicitor has to prepare and send the contract to the Buyer’s solicitor with the details of the title of the property and any important documents that are included in the contract. The Buyer’s solicitor can now raise inquiries about the received documents.

An application to the Mortgage Company will be needed if the Buyer agrees to obtain a Mortgage, which needs to be written before he can proceed to exchange of contracts. The Buyer must have their agreed finance in place before the exchange.

When the Buyer takes property, he should obtain a survey on it before exchanging contracts. This tends to be done by the Mortgage Company.

The Buyer’s solicitors will execute the appropriate Searches (Local, Water Searches…). These depend on the type of property they purchased, its current state and its situation.

If there’s more than one transaction (what’s called a “chain of transactions”), the same process is carried out for every one of them. Contracts cannot be exchanged until all parties have arranged their finance and everybody in the chain is ready to do it.

2. Exchange of Contracts

Once the steps above have been completed and everyone involved in the transaction or chain of transactions have agreed on a completion date, the solicitors will exchange contracts.

The buyer has now to pay a deposit (usually 10% of the total price). If the Buyer is also selling his own property, the deposit from the sale is usually used in the purchase.

After 2 to 4 weeks from exchange of contracts, as agreed by the parties and their solicitors, is the Completion Date. It must be a weekday and, preferably, the date on which both parts move.

The Buyer’s solicitors will prepare the Transfer of the property in between the process of exchange and completion of contracts. This Transfer must be approved by the Seller’s solicitors and signed by the parties.

If the Buyer is obtaining a mortgage, their solicitor will send a report on the title of the property to the Mortgage Company, according to the detailed instructions supplied by them and will apply for the Mortgage Advance, normally received one day before completion.

The Buyer’s solicitor will make the final Land Registry and Charges searches and obtain the money required from the Buyer to complete.

3. Completion

The Buyer’s solicitors send the balance of the purchase money by Telegraphic Transfer to the Seller’s solicitors. The parties have to wait for the monies to be received by the respective solicitor’s banks if there is a chain of transactions.

When the Seller’s solicitor has received the purchase money, he will release the key, held by the estate agent.

The Seller’s solicitors will send the transfer of the property to the Buyer’s solicitors, and these to the Buyer together with ay other documents related to the property.

The Seller’s solicitors will redeem any mortgage/s to the Seller.

The Buyer’s solicitors will send the stamp duties and Land Transaction Returns of the property to the Inland Revenue.

Finally, the Buyer’s solicitors will receive the certificate from the Inland Revenue and register the Buyer’s title at the Land Registry.

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